Terms & Conditions

Overview & Acceptance

If you use, visit or shop at the Website, you accept these terms and conditions ("Terms"), so please read them carefully.

This electronic document is considered to be a legally binding and enforceable contract between you and the Company. By using, visiting, or shopping at the Website you acknowledge that you are aware of and completely accept all of the terms and conditions of these Terms.

Structure of Terms

These Terms are divided into THREE (3) sections:

1. General Terms for All Users
2. Terms for Subscribers
3. Code of Conduct

Users include everyone who visits the Website, and includes those who have registered to view, enjoy and otherwise use the services offered by Website, whether for free or on a paid basis. Paid Users are referred to as “Subscribers”.

All Users are subject to the General Terms set forth in Section 1. All Users must agree and conform to the Code of Conduct set forth in Section 3. All Users are subject to the Privacy Policy set forth in a separate document.

Electronic Communications

When you visit the Website, send e-mails to us, message us, or otherwise communicate with us, you are communicating with us electronically, and therefore you consent to receive communications from us electronically in return.

We will communicate with you by:

• E-mail
• Messaging
• Posting notices on this site

Copyright Protection

All Content included on this site, such as video clips, video streams, text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the Company or its content suppliers and protected by United States and international copyright laws.

Protected Content

• Video clips and video streams
• Text, graphics, logos
• Button icons and images
• Audio clips and digital downloads
• Data compilations and software

Trademarks

"PivotPlus Solutions" and other Website graphics, logos, page headers, button icons, scripts, and service names are trademarks, registered trademarks or trade dress of the Company in United States Of America.

Trademark Usage Restrictions

The Company's trademarks and trade dress may not be used:

• In connection with any product or service that is not the Company's
• In any manner likely to cause confusion among customers
• In any manner that disparages or discredits the Company

All other trademarks not owned by the Company that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by the Company.

License & Site Access

The Company grants you a limited license to access and make personal use of this site but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of the Company.

License Restrictions

This license does not include:

• Any resale or commercial use of this site or its contents
• Collection and use of any product listings, descriptions, or prices
• Any derivative use of this site or its contents
• Downloading or copying of Account information for the benefit of another merchant
• Use of data mining, robots, or similar data gathering and extraction tools

This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of the Company.

You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of the Company without express written consent.

You may not use any meta-tags or any other "hidden text" utilizing the Company’s name or trademarks without the express written consent of the Company.

Hyperlink Rights

You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of the Website so long as the link does not portray the Company, or its products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any the Company logo or other proprietary graphic or trademark as part of the link without express written permission.

Hyperlinking Restrictions

Additional Restrictions

• Users are not allowed to reference the URL of this Website in any commercial or non-commercial media without express permission
• Users are not allowed to 'frame' the Website
• Users must cooperate with the Website to remove or de-activate any such activities
• Users are liable for all damages resulting from violations

Information Usage

Unless you have entered into an express written contract with this Website to the contrary, Users are not permitted to use the information contained in the Website (the "Information") in a commercial or public setting or to broadcast, copy, save, print, teach, sell, coach, or publish the Information or any portions of the content of this Website.

The User warrants that the User understands that accepting this provision is a condition of viewing the Website and that viewing constitutes acceptance.

Content Submissions

If you submit comments, communications or other content, you grant the Company a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such information or other content throughout the world in any media.

Rights Granted to Company

You grant the Company and sub-licensees the right to use the name that you submit in connection with such information or other content, if they choose.

Your Warranties

You represent and warrant that:

• You own or otherwise control all of the rights to the information or other content that you send or post
• The information or other content is accurate
• Use of the information or other content you supply does not violate this policy and will not cause injury to any person or entity
• You will indemnify the Company for all claims resulting from information or other content you supply

The Company has the right but not the obligation to monitor and edit or remove any information or other content. The Company takes no responsibility and assumes no liability for any information or other content posted by you or any third party.

Legal Rights Complaints

The Company respects the intellectual property and legal rights of others. If you believe that intellectual property or other legal rights have been violated, please provide us with the following information:

1. An electronic or physical signature of the person authorized to act on behalf of the rightsholder
2. A description of the alleged rights violation
3. A description of where the alleged violating material is located on the Website
4. Your address, telephone number, and e-mail address
5. A written statement by you that you have a good faith belief that the disputed use is not authorized by the rightsholder, or the law
6. A statement by you that the above information in your notice is accurate and that you are the actual rightsholder or authorized to act on the copyright owner’s behalf

Product Descriptions

The Company attempts to be as accurate as possible. However, the Company does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free.

Third Party Businesses

We may provide links to the sites of affiliated companies and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any of these businesses or individuals or the content of their websites.

Members of the Media

As a User, you certify that you are not a member of the media, or that if you are, you are participating on this Website solely for your personal enjoyment and not as part of any investigation or gathering of information for dissemination of information to the public as news.

Media Restrictions

• You will not use any such information in any manner without the express written permission of the Company
• You agree that everything that you observe on the Website will be kept in strict confidence
• You will do nothing to jeopardize the privacy and identities of any other User whatsoever

Disclaimers & Liability

No Warranties

The Website makes no representations or warranties of any kind, express or implied, as to:

• The operation of this site
• The information, content, materials, products (including software) or services included on or otherwise made available to you through this site
• Freedom from viruses or other harmful components

You expressly agree that your use of this site is at your sole risk.

Financial Success Disclaimer

Liability Waiver

User Indemnification

User agrees that in the event User causes damage which the Website is required to pay for, the User, as a condition of viewing, will reimburse the Website for any and all costs relating to such damage, including without limitation any legal fees.

Applicable Law

By visiting the Website, you agree that:

• The laws of the state of Florida, United States, without regard to principles of conflict of laws, will govern these Terms
• Any dispute of any sort that might arise between you and the Company shall be adjudicated in the county of Hillsborough, Florida, United States
• You consent to exclusive jurisdiction and venue in such courts

Site Policies & Modifications

Please review our other policies as posted on this Website. We reserve the right to make changes to the Website, policies, and these Terms at any time.

If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

Account Management

This Section applies to all Subscribers and their Accounts ("Accounts"), which may also be referred to as "Subscriptions".

Account Information Requirements

You agree to:

• Keep all of your Account information current (such as a change in billing address, card number, or expiration date)
• Promptly notify the Company if your payment method is canceled (including if you lose your card or it is stolen)
• Notify the Company if you become aware of a potential breach of security (such as an unauthorized disclosure or use of your name or password)
• Make changes to such information on the Website

If you fail to provide us any of the foregoing information, you agree that you are responsible for fees accrued under your Account.

In addition, you authorize us to obtain updated or replacement expiration dates and card numbers for your credit or debit card as provided by your credit or debit card issuer.

Display Name and Password

Upon registering as a Subscriber, you will choose a display name and password. You may not select or use:

• A display name of another person (unless it is also your name)
• A name in violation of a third party’s property rights
• A display name that the Company deems offensive or otherwise inappropriate

Account Liability

You are entirely liable for all activities conducted through your Account. A Subscriber may not permit another individual to use the Subscriber’s Account without direct supervision by the Subscriber.

Account Restrictions

Subscribers who have had their Account terminated may not access the Website without the Company’s prior express written permission. Subscribers may not allow a former Subscriber whose Account has been terminated to use their Account.

Billing & Payments

Payment Issues

You agree that should you have any issues relating to your payment (such as duplicate billing), you will contact the Company to resolve the issue.

Should a chargeback or dispute be initiated with your bank, you agree that you will be held responsible for any outstanding balance owed to us plus any chargeback fees charged by our bank, which may be as much as $50 USD.

You agree that you will pay any outstanding balance you have with the Company within 30 days from the date of notification. Any outstanding balance left unpaid after 30 days may be submitted to a collections agency, and you agree that a collections fee of up to 50% of the outstanding balance or $100 (whichever is higher) will be added to the amount that you owe.

Automatic Renewal

In order to provide continuous service, the Company provides the option for automatic renewal. If the automatic renewal option or checkbox is selected during the payment process, we will automatically renew all paid Subscriptions on the date such Subscriptions expire.

After your initial Subscription commitment period, and again after any subsequent Subscription period, your Subscription will automatically continue for an additional equivalent period.

You acknowledge that your Account will be subject to these automatic renewals if you had selected the automatic renewal option.

If you do not wish your Account to renew automatically, or if you want to change or terminate your Subscription, please log in and go to “Account Settings” on the Website and follow the directions contained therein.

No Refund Policy

The Company maintains a strict no-refund policy. All purchases made on the Website are final. If you choose to purchase a Subscription package on the Website, you agree that absolutely no refunds, either full or partial, will be issued for any reasons or for any unused or remaining Subscription.

You agree that no refunds will be made on any remaining or unused Subscription or credits. Subscriptions purchased are strictly non-transferable.

Free Subscriptions

The Company reserves the right to offer free Subscriptions to any person(s) of its choice at any given time, for any duration, while charging other Subscribers, at the same time. We also reserve the right to cancel the free trial period at any time, for all or any of its Subscribers.

Additional Fees

Your bank or financial institution may impose fees for currency exchange for international transactions. You are responsible for all such costs.

The Company may apply additional taxes as required by law in all regions.

Changes to Fees

The Company reserves the right, at any time, to change its fees and billing methods, including the addition of supplemental fees or separate charges for any online areas, content, premium subscriptions, or services provided by the Company or its affiliates.

The Company may also elect, at its discretion, to supplement such notice of billing charges through pop-ups, email, member inbox on site, through the mail to the account holder, or by any other means deemed reasonable by the Company.

If any such change is unacceptable to you, you may terminate your Account as provided below. Your continued use of the Website following the effective date shall constitute your acceptance of such change.

Resale Restrictions

The Company encourages all Subscribers to use any of our products, information and knowledge that Subscribers receive through their use of the Website (the “Products”) to sell third-party products online.

Resale Policy

While the Company wishes financial success upon all of our Subscribers, to protect our own business, we specifically prohibit the resale of any of our Products or the sale of any products created by Subscriber that are based on, derived from or substantially similar to any of the Products (the “Resale Policy”).

The Subscriber agrees to abide by the Resale Policy and agrees that the Company shall have the right to pursue any available legal remedy against the Subscriber upon a breach by Subscriber of the Resale Policy.

Representations & Warranties

You certify that you are at least eighteen (18) years old or of the Age of Majority in the jurisdiction that you are domiciled in, whichever is older.

You agree to provide the Company with accurate, complete, and current Account information.

Unless you have prior written authorization from the Company, you may not register for additional Accounts after such termination.

Cancellation & Termination

Subscribers may cancel their Account at any time by sending written consent to us with your account username to info@pivotplussolutions.com. This is your sole right if you are dissatisfied with the Website in any way.

Effect of Cancellation

When you delete your Account or when your Account is suspended for violating these Terms, you agree that any remaining or unused Subscription fees and credits will be forfeited and no refunds will be issued for any remaining or unused Subscription fees and credits.

Further, if your deleted Account is reinstated at a later date, you agree that any remaining or unused Subscription fees and credits you have remaining at the time of your Account deletion will not be reinstated with your Account.

Termination by Company

The Company reserves the right to terminate any Accounts arbitrarily.

We also reserve the right to deny service for Accounts and users deemed as fraudulent or otherwise high risk Accounts.

Processing is at our discretion for refunds for claims of fraud and/or disputes via email, web chat with support, phone calls to our processor and/or requests from issuing banks, banks offering direct debit, card holders, and credit card issuers.

We also report at our discretion and cooperate with law enforcement in any claims of fraud or other illegal activity.

Code of Conduct

All Users, including but not limited to Subscribers, hereby agree not to use the Website for any of the following prohibited activities:

Prohibited Content and Actions

• Posting any incomplete, false, misleading, or inaccurate Content about yourself and/or your profile
• Impersonating, or otherwise misrepresenting affiliation, connection or association with, any person or entity
• If you have a password, allowing any other person to access a non-public area of the Website, disclosing to or sharing your password with any third parties, or using your password for any unauthorized purpose
• Use meta tags or code or other devices containing any reference to the Company or the Website (or any trademark, trade name, service mark, logo or slogan of the Company or the Website) to direct any person to any other website for any purpose
• Posting or sending material that depicts people in a sexual or violent manner, or solicits personal information from anyone under the age of majority in that person’s jurisdiction of domicile
• Soliciting passwords or personal identifying information for commercial or unlawful purposes from other users
• Engaging in advertising to, or solicitation of, other Users to send money, buy or sell any products or services not approved by the Company
• Transmitting any chain letters or junk email
• Soliciting gambling or engaging in any gambling or similar activity
• Posting advertisements or solicitations of employment or business
• Using the Website to promote, solicit, or engage in prostitution
• Using the Website or Service for activities that violate any law, statute, ordinance, or regulations
• Using the Website or Service to encourage, promote, facilitate, or instruct others to engage in illegal activity
• Personally attack, make fun of, troll, flame, bully, stalk or otherwise harass another User
• Make criminal accusations against another User
• Make or promote any type of racism or hate towards anyone in specific or a group of people
• Post, directly or indirectly, any personally identifying information about another member without their consent, including, but not limited to, a person's full name, first name, last name, email address, profession, phone number, address and place of work
• Use the Website for any fraudulent purposes
• Collect or store personally identifying information about any other User(s) for commercial purposes
• Impersonate any person or entity, including, but not limited to, a Company official, employee, consultant, or otherwise, or falsely state or otherwise misrepresent your affiliation with a person or entity
• Upload, post, email, otherwise transmit, or post links to any Content that you do not have a right to transmit under any law or regulation or under contractual or fiduciary relationships
• Upload, post, email, otherwise transmit, or post links to any Content that facilitates computer hacking
• Upload, post, email, otherwise transmit, or post links to any content that infringes any patent, trademark, service mark, trade secret, copyright or other proprietary rights of any party, or contributing to inducing or facilitating such infringement
• Purchase any goods or services that you are prohibited from purchasing or possessing by any law applicable to you in your jurisdiction
• Advertise, offer for sale, or sell prohibited items including firearms, explosives, weapons, items that are hateful or racially, ethnically or otherwise objectionable, child pornography, controlled substances or pharmaceuticals, counterfeit or stolen items, goods or services that do not exist, registered or unregistered securities, items that violate or infringe the rights of other parties, or items you do not have the legal right to sell
• Paying the Company any transactional or listing fees that would cause the Company to violate any law

Harassment Policy

You further agree that you will not harass, annoy, intimidate, or threaten any of the Company’s employees, affiliates or agents.